Step by step instruction for
bankruptcy cases (for California residents
only):
1.
If you are interested in a free consultation, call us at
(626)289-8838. Or if you prefer, fill out CONSULT US
form online and submit it to us. You may also email info@debts-relief.com
your question or request. From information provided, we will quote
you a price and provide you with an analysis of your case.
2.
When you have decided to retain us, we will email you a retainer
agreement. After you signed it, you can mail it back to us with your
payment. If you want to speed up the process, you can pay us through
paypal.com as described below and email or fax to us your signed
retainer agreement.
3.
Payment can be in the form of personal check, cashier’s check,
or money order, made payable to Law Offices of Michael Y. Lo, or through
paypal.com. Payment made through paypal.com should be made to our Paypal
email account at Michael@LoLaw.com.
If you are not familiar with Paypal, please go to their website at paypal.com
for more information.
4.
Once payment is received, we will then email you detailed
questionnaires. When you have completed it, please email, fax or mail it
back to us.
5.
Within several working days, during which we may ask for
additional questions over email or phone, we should have the petition
ready for your signature.
6.
When the petition is signed, we will then file the petition in
the appropriate court and provide you with a face sheet of the filed
petition.
7.
Within several weeks, you should receive a notice from the court
informing you the date, time and place of a 341(a) hearing.
8.
Before the 341(a) hearing, we will provide you with additional
instruction and material for you to prepare for the hearing.
9.
If there are no creditors objecting to the discharge of their
debts within two months after the hearing, you will then receive an
order from the court discharging all your dischargeable debts. If any
creditor files a complaint during this time, you may retain us for
additional service.
10.
Our service is complete when the order from the court is
received.
